Mortgage brokers - Polassets

Professional Mortgage Brokers

We tailor financing solutions to your needs.

Efficiently.
Securely.
Free of charge.

Since 2010 we are supporting borrowers at every stage of the process. We equip our clients with the knowledge necessary to make informed and responsible financial decisions. All of our services are free of charge for the client. In accordance with Polish law, our remuneration is paid by the bank.

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We guide you through every stage of the process, answering your questions and taking care of all formalities.

Mortgage loans

We help you select and obtain a mortgage by comparing bank offers and guiding you through the entire process — all the way to signing the agreement.

Business loans

We support entrepreneurs in securing financing for growth, investments, and day-to-day operations.

Personal loans

We identify the most advantageous personal loan options, tailored to the client’s needs and financial capacity, while ensuring a smooth and efficient process.

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Education

We explain in simple terms how loans work, what to look for in bank offers and the real costs of borrowing. We clarify terms, contract clauses, and potential risks so that our clients can make informed and secure financial decisions.

Property verification

We review property documents to ensure they meet bank requirements, including the land and mortgage register, ownership type, and any existing encumbrances. This helps minimize the risk of transaction issues, delays, or loan rejection at a later stage of the process.

Creditworthiness Assessment

We analyze the your financial situation and assess their realistic creditworthiness across all major banks. We also recommend practical and effective solutions to enhance borrowing capacity.

Loan offer selection

Using internal bank tools, we compare current offers, taking into account not only interest rates but also the total cost of the loan, contract terms, and bank’s flexibility. We select solution that best aligns with the client’s needs and plans.

Submitting Loan Applications

We prepare and submit loan applications, ensuring all documents are accurate, complete, and submitted on time. We represent the client in communications with banks, saving time and preventing misunderstandings.

Loan Agreement Review

We carefully review the draft loan agreement together before signing, focusing on clauses related to costs, collateral, and the client’s obligations. We clarify any uncertainties and help the client fully understand the implications of the agreement.

Loan Management

We remain actively involved even after the loan is disbursed, assisting with ongoing matters related to the agreement. We continuously monitor the market for better offers and provide support with tasks such as modifying terms, making early repayments or refinancing.

Result

We save you time and money by providing what every borrower values most: peace of mind.

In finance, trust is everything. The market is the ultimate measure of expertise. Choose professionals with years of experience who have been successfully building their reputation for years.

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years on the market

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satisfied clients

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in disbursed loans

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Overpayments Calculator

See how overpayments affect your monthly instalment and the total cost of your loan. In just a few moments, calculate how much you can save on interest.

Creditworthiness Calculator

Check how much you can borrow based on your income and existing commitments. If your borrowing capacity is insufficient, contact us for practical ways to improve it.

Compare Mortgage Loans

Compare current mortgage loan offers. See the differences in installment amounts, total costs and terms to choose the best solution for your needs.

Compare Personal Loans

Compare personal loans in terms of fees, interest rates, installment amounts and total cost. With our comparison tool, you can quickly determine which offer is truly advantageous.

Remortgage calculator

Our calculator allows you to assess the viability of refinancing without contacting the bank. Check how much you could reduce your monthly instalment and how much you could save on interest.

Loan Consolidation Calculator

Calculate how combining multiple liabilities into a single loan will affect your monthly instalment. Consolidation helps bring order to your finances and can raduce costs of additional products.

Explore our tools

★ ★ ★ ★ ★

Really appreciate the whole hearted effort of Wojciech as Doradca kredytowa. I have not seen anyone putting so much effort i genuinely getting things done, being friendly, explaining every small details and answering every questions. Really recommend Wojciech. 💯 .On top He gave me solid deals on insurance.

Surja D.

★ ★ ★ ★ ★

Highly recommended for expats and locals in Wroclaw with the service that Wojciech provided for Mortgages. Very happy in the way he handled our case from end to end. Trustful and valuable services.

Biju Y.

★ ★ ★ ★ ★

dealt with Wojtek Janecki, he was professional and available at all stages, came to meetings with the bank with me for what wasn't a straightforward loan. Spoke good english. easily 5 stars.

Eoin D.

★ ★ ★ ★ ★

Величезне дякую Пану Войцеху. Завдяки його роботі всього за трошки більше як два місяці ми отримали кредит на житло.

настя C.

★ ★ ★ ★ ★

Highly recommended for expats in Wroclaw with the service that Wojeiech provided for Mortgages. Very happy in the way he handled our case from end to end.

Expat

★ ★ ★ ★ ★

We obtained support from POLASSETS, namely Mr. Wojciech, from the very beginning when inquiring banks about creditworthiness as non-Polish interested in the local market, as well as investigating different regions and pondering about pros and cons of the different current investment options. The level of guidance offered was beyond expectations, and information has always been shared on time and with clarity. Also, whenever actions were needed with the different parts involved these were taken in a very fast manner, reason why I do not hesitate to recommend you rely on this company when you…

Foreign C

★ ★ ★ ★ ★

Wojciech supported us greatly throughout the process of finding an apartment and applying for the loan, up until the completion of registration. Very professional, efficient, and helpful all the way (including with specific requirements for foreigners). Even after the process, he acted proactively contacting us to present options for interest rate review, which helped us save money. We highly recommend the service.

Expatin P

SAFETY Trust the Experts

Financial
Supervision Authority

We are listed in the Register of Credit Intermediaries and the Register of Insurance Agents of the Polish Financial Supervision Authority.

GRUPA
ANG S.A.

We are members of an organisation of responsible financial experts.

BIG
Infomonitor

We have been verified by BIK, BIG and ZBP.

Financially
Reliable Company

We have received a certificate confirming that integrity in business is our top priority.

Your peace of mind is our mission.

Mortgage experts with 15 years of experience in the market.

Explore our tools.

Buying a property in Poland? We’re here to help

Купуєте нерухомість у Польщі? Ми готові допомогти!